Standard – World

Standard – World

Territory covered by Standard – World: worldwide.

Type of insurance Insurance program Insurance sum Period of insurance*
Medical expenses А $ 30 000 From 3 to 366 days
Accident   $ 3 000 From 3 to 366 days
Baggage   $ 500 From 3 to 31 days

*The maximum period of continuous insurance is 366 days.

Medical insurance

Program А Limits
1. Organization and payment of ambulance services at the call place. 100%
2. Organization and payment of the cost of care and treatment services in outpatient conditions. 100%
3. Organization and payment of the cost of services related to hospital treatment. 100%
4. Payment for the cost of medicines intended for emergency treatment, or the compensation of expenses in case of self-purchase of medicines prescribed by your doctor in the pharmacy. 100%
5. Payment for the cost of emergency dental care. 1%
6. Organization and payment of the cost of transportation services for affected Insured Person to a medical facility if the state of health does not allow them to move on their own. 100%
7. Organization and payment of the cost of a range of services related to the transportation and medical support of Insured Person from abroad to the nearest medical facility of their place of permanent residence. 100%
8. Organization and payment of the cost of services on transportation of the body (repatriation) of the Insured Person to the former place of their residence. 100%
9. Payment of the cost of funeral services for the burial of the body of Insured Person in the country of the place of death. 10%
10. Compensation of the cost of telephone services for the Insured Person or a person representing their interests with the Insurer on the report about the insured event. 100 USD
11. Organization and payment of treatment of the Insured Person in the hospital after the period of insurance, if it is medically necessary. 15 days

Accident insurance


Limits
12. Temporary disability 30%
13. Disability due to accident:
  • Group III
  • Group II
  • Group I

  • 60%
  • 75%
  • 100%
14. Death due to accident 100%

Baggage insurance


Limits
15. Compensation for losses caused by damage, theft, destruction or loss of baggage. 100%
16. Compensation for expenses caused by the purchase of essential goods due to the delay of baggage for more than 6 hours. 10%
17. Compensation for expenses for lost or stealed documents, necessary to return to the country of residence. necessary expenses
18. Assistance in case of loss or theft of cash and other means of payment. 10%